Are you looking for a friendly, easy way to learn more about personal finance? We’ve done some of the work for you, scouring the internet and gathering some of the best blogs (and a couple of sites that started off as blogs) on personal finance, all in one place.
Whether you are wondering how others apply common financial advice to pay off debt or get rich, or you’re just nosey about other people’s financial reports, there is a blog for you. Different blogs have different personalities, so it’s worth looking at several before settling on the ones you find informative, entertaining, and helpful.
☝️ Remember that you’re always responsible for your own choices, so verify any recommendations independently before making financial decisions. If you aren’t sure, consulting a qualified financial advisor is always a good idea.
Let’s jump right in. Here are our top picks for the best finance blogs, in no particular order.
2. JLCollins
You might know James L. Collins as the author of “The Simple Path To Wealth” in which he talks about the road to financial independence. But did you know that he also has a blog called JLCollins – The Simple Path To Wealth which he started in order to teach his daughter about what worked for him and what didn’t.
On his blog you can find articles related to money, life, travel and business which will help you pave your way to financial independence.
J.L. Collins is also known for his Stock Series which you can not afford to miss if you’re looking to start investing.
4. Money Smart Guides
Jon spent 15 years in the finance industry, gathering valuable insights into the way people manage their personal finances.
His blog touches upon investing, retirement, saving money, building wealth, and getting rid of debt.
Some of the best content on his blog draws on his personal story with debt while offering concrete advice and real-world steps you can use to do improve your finances.
5. Reach Financial Independence
www.reachfinancialindependence.com
Pauline’s blog speaks to people who yearn for travel and adventure. Originally from Paris, France, she has traveled the world and lived in Guatemala, Spain, the UK, and Morocco.
The blog has valuable information on managing finances for freelancers bitten by the travel bug.
Besides blog posts about the cost of living in Guatemala, there are a plethora of guest posts and topics she is personally curious about, such as should you borrow money from parents.
6. Myfabfinance
Tonya has been inspiring Millennials to stop living paycheck to paycheck since 2013, the year she started rewriting her money story and never looked back.
Money lessons from her father and her mother highlight that the way our families manage money has a lot to do with our financial decisions in adulthood.
She also understands that we associate money talk with shame, guilt, and stress. Changing your mindset can bring you a couple of steps closer to achieving your monetary goals.
10. Get Rich Slowly
J.D. Roth started the blog to document his journey towards financial freedom in 2004. At the time, that meant getting rid of debt he had been accumulating for 15 years.
After following his three-year plan to get out of debt, he became a debt-free man.
His approach to finances is holistic, and he acknowledges that fostering a money mindset and slowly working towards change is just as important as getting the math right.
11. Making Sense of Cents
Michelle is a Finance MBA graduate who created a blog to track paying off her student debt, which she did in only seven months.
She has been living her best life since, traveling full time and blogging about her life on a sailboat and RV.
Her blog is a motivation to readers to live life on their own terms.
Plus, you’ll find some great blogging tips.
12. Miranda Marquit
With over 15 years of experience as a freelance writer in the finance niche, Miranda has garnered vast knowledge of personal finance, writing craft, and freelancing.
Her blog is a valuable resource for both inspiring writers, people who define their freedom in the terms of a freelance career, or anyone interested in investing.
However, her crème de la crème content includes this deeply personal post on ruined credit.
13. Logical Dollar
Like many financial bloggers, Anna Barker graduated with debt that got her interested in all things finance. She started the blog to make personal finance information accessible to a wider audience.
The blog covers budgeting, investing, saving, and making money.
What makes her blog stand out is that she occasionally writes posts for teens, a group that is frequently left out of money talk.
14. Lazy Man and Money
The blog Lazy man is an anonymous journal that has been active since 2006. Besides passive income reports, the blogger shares his experiences with investing, saving, and more.
What makes his content unique is the consumer protection category on the blog.
Some products may not have a scam written all over them, but they can hurt one’s finances and sometimes even health. This is where “the lazy man” comes to save the day.
16. Our Next Life
Tanja and Mark embarked on a journey towards early retirement in 2015. They wanted to leave their stressful careers and retire by the end of 2017.
Blogging helped them to retire early. It came with accountability, encouragement, and proof. Now their blog dispels myths about early retirement with a day-to-day account of what it is like in practice.
Following successful early retirement, life presented them with new challenges. Find out which ones they didn’t expect and what they learned one year into early retirement.
17. Fitnancials
Fitnancials is a blog started by a Millennial woman who wanted to pay off her debts.
It’s been active since 2013 and it has transformed into more than just a blog: it inspires women worldwide to take control of their finances.
Find out what you can change by following the budgeting, saving, and making money tips from the blog for a single month.
21. My Money Wizard
Money Wizard is all about saving and earning money. The blog shares the exact net worth and monthly financial reports of its anonymous owner.
Starting in 2016 with $127,259 saved up towards the early retirement fund, the net worth currently counts $526,651 and it’s only going up.
It’s motivating to follow the progress and watch how it’s possible to accumulate wealth by setting money aside and diversifying your income.
22. Invested Wallet
Todd learned how to manage his money the hard way. After losing his job in 2014, he was left in debt and had to educate himself on personal finance.
He has now paid his debts and learned the ins and outs of personal finance, and his blog reflects that, with a category for every aspect of personal finance.
This blog is a resource for both beginners and the money savvy. You can start with basics such as the differences between debit and credit cards or how to recognize a toxic work environment.
23. The Frugal Toad
Started by a personal finance enthusiast, this blog has been growing since 2011 and currently covers personal finance for beginners, travel, frugal living, and more.
The blog’s interpretation of frugality is aligned with minimalist philosophy in that it’s not about depriving yourself and becoming an extreme cheapskate, but about buying only essential things.
Therefore, travel can be a part of your life because the goal is to live a fulfilled, financially free, and happier life. Frugality can help you get there.
24. Financial Samurai
The blog was born amid the economic chaos of 2009. Its goal was to create a place to get away from the chaos and make sense of it.
Run by a financial expert with over 20 years of experience in the finance industry, the blog is informed by both personal experience and vast theoretical knowledge.
Learn about real estate, stealth wealth, taxes and more, all in one place.
26. Passive Income M.D.
Peter is a Los Angeles-based anesthesiologist who started his blog to document his journey towards financial freedom.
The key to his financial freedom was passive income, so you’ll learn a lot about stocks, real estate, saving, and more.
What makes his content unique are true doctor stories that cover finances in the medical field.
28. Bitches Get Riches
As you might have concluded from the blog’s name, this is not your regular blog on finance.
Kitty and Piggy (not their real names) write blog posts that are unfiltered, honest, hilarious, and offer valuable life lessons.
The blog covers debt, making and saving money, social issues, navigating careers, wellness, and relationships.
Read why you should stop supporting Amazon, how to avoid financial scams, or how to live life on your own terms.
29. Arrest Your Debt
Police lieutenants need to manage their finances too. Ryan Luke, who is also a financial advisor when off duty, started the blog to share the financial lessons he learned the hard way.
He’s now debt-free, saving towards his retirement, and sharing all that he did to get rid of debt. You can do it too, whatever your salary.
With budget templates and multiple categories that cover different aspects of money management, any first responder – or anyone else – can use the information to become financially free.
31. Jackie Beck
Jackie is a debt expert, but she hears your debt woes because she’s been there herself.
Tracking money was the key to her becoming debt-free, and she believes that paying off debt and enjoying life shouldn’t be mutually exclusive.
In the blog, she shares how to get rid of debt, how to manage the money you have, and recover your credit score while you’re at it.
33. The Diary Of A Frugal Family
The blog is a journal for the entire family. It keeps you updated and also gives you valuable advice on frugal living.
Keeping to a budget as a family is not always easy. The blog offers tips on how to introduce frugality into every corner of your home can give you a lot of ideas on where to cut back.
Their guide for frugal Christmas is an interesting read.
34. A Wealth of Common Sense
https://awealthofcommonsense.com/
Ben Carlson started “A Wealth of Common Sense” in order to explain the complexity of finance and its intricacies in a way that every reader could understand. He believes that in the world of money, common sense and self-awareness are highly undervalued qualities.
On his blog, he touches on topics such as wealth management, investments, financial markets and investor psychology.
Here are some of the articles that really caught my attention:
35. Three Thrifty Guys
Charlie, Eddie, and Aaron are a power trio of writers who combine their money and life lessons in blog posts about finance and lifestyle.
The blog has the usual finance categories such as retirement, making and managing money, saving, retirement, and more.
Read what changed Aaron’s opinion on universal healthcare or how to reduce a vet bill.
37. Investment Moats
Kyith, a software engineer by day and blogger by night, has been sharing his experiences with money-making, saving, and investing since 2009.
Investment Moats now features dozens of posts that elaborate on all things personal finance.
Free calculators that help you predict how long it might take you to build wealth or pay off a car are helpful for both those just getting started and for spreadsheet enthusiasts.
38. A Purple Life
The early retirement movement has been on the rise since 2010,particularly among Millennials. But what happens after you save enough money to pay bills and leave work?
This blog follows a Millennial who has been sharing her plans for early retirement and her progress toward reaching those goals since 2015.
In 2020, she successfully retired, but is early retirement meeting her expectations?
39. Her First 100K
Tori has a knack for personal finances and entrepreneurship (she started her first business at the age of nine). She now helps other women to get their finances in order one blog post at a time.
She helps other women to get their finances in order one blog post at a time.
Need some side hustle ideas or want to learn how to save $100K? Tori is your woman.
41. Cash Flow Diaries
Alexander’s definition of financial freedom is living off passive income. His goal is to get to $100K a year.
The blog is a journal that follows his progress and milestones on the road to financial freedom. He shares monthly net worth from property renting and blogging for all of you nosey people out there.
As the primary focus is real estate, you’ll find a lot of tips on home renting and renovation loans.
43. Marriage Kids and Money
Andy Hill started this blog in 2016 to share thoughts and experiences involving family finances. It has since developed into a business with accompanying podcasts.
It took five years for his family to pay off their mortgage and ten years to become millionaires.
Young families who are still figuring out how to manage money, pay off the mortgage, and budget can find a lot of helpful posts that can help them achieve their goals.
46. Saving Freak
Paul and Amy have a lot of ideas on where to cut back your expenses. They are a power couple who know their personal finances and want to share their experiences with others.
Whether your goal is to save for the future, learn about investing, or seek new ways to contribute with extra income in your family, they’ve got you covered.
Read about low-risk investments, which jobs for beginners pay $20 an hour, or which restaurants are your go-to if you want free meals for kids.
47. The Savvy Couple
Kelan and Brittany make finance approachable and fun for families. They have been publishing regular blog posts on earning, saving, and investing since 2016.
Their blog has since grown into a full team of experts on finance and hundreds of posts that answer every finance question imaginable.
Find out all about building generational wealth and whether you can afford a dog.
48. Frugal Woods
This blog is for families who are always on the lookout for ways to make their financial lives simpler and less stressful.
Take a peek at the spending of a frugal family or more tips and tricks on how to live a financially independent and simple life, which can apply even to your credit card.
49. Route to Retire
Does your job feel like an endless Groundhog Day? Every day is the same and you spend a lot of time daydreaming about projects you never got around to doing?
Jim has been there.
Despite financial hurdles such as credit card debt and student loans, he’s currently enjoying his early retirement with his family in Panama.
Find out his secret to early retirement and what’s he up to lately.
50. Wallet Squirrel
Adam and Andrew are best friends who can help you to bring your A-game to the challenge of making money.
They share fresh ideas on how to earn more, their monthly income reports, and blogging advice.
Since they started the blog in 2016, they’ve been testing many creative ways to get that extra income. Find out which ones don’t pay peanuts here.
51. The Financial Diet
What started as Chelsea Fagan’s humble blog for budget tracking in 2014 developed into a company run by eight women who can offer you a solid financial framework and elaborate how well Rachel Green’s budget from Friends would hold up in 2021.
They understand that our impulses can inform our spending patterns and the role our mental health has in managing personal finance.
Make sure to check out their YouTube channel for adulting tips, lifestyle hacks, financial insights, and more.
52. Debt Free Guys
David and John are husbands who empower the LGBTQ community with the fabulous financial tips they learned after accumulating debt and living beyond their means.
They found their key to financial freedom in getting rid of debt and creating the lifestyle they always dreamed about.
How to manage your finances and time to achieve that?
Check their posts on how to build wealth or the list of budget-friendly gay cities.
54. Money Saved Is Money Earned
Sebastian and Tawnya are two hard-working bloggers that share all the financial lessons they’ve learned in a blog covering saving, earning, developing the right mindset and more.
The blog covers topics for beginners such as interest 101 and travel tips such as what to do in Vegas cost-free.
Sebastian’s and Tawnya’s personal stories with debt, prejudice, and paving their path to financial freedom are good reads as well.
56. Root of Good
Wonder how early retirement works in practice? This blog will tell you, along with personal finance advice, regular life updates, and various money hacks.
After accumulating enough wealth to leave his daily job and retire, this financially independent man has been sharing what it’s like to enjoy life with his family.
This is everything he did to achieve early retirement at 33.
61. Financial Residency
If you’re a physician who missed their personal finance college courses (perhaps because there weren’t any), this blog has all the information you need to get you started.
Whether you want to retire, buy your first home, escape that student debt, organize your finances, or feel clueless on where to start in general, there is a blog post here that will help you.
Read how to mend your relationship with money, manage taxes as a physician, or start your practice.
62. The Frugal Farmer
Whether you’re thinking of living off the grid and wondering if that is the right life for you or you’re already there and need some insight on farming and finance, this blog can help.
The content is mostly about finances: making money, retiring, saving, etc. However, you can also find survival tips and gardening tips.
64. Time in the Market
Armed with a degree in Finance, the guy behind the blog puts complex financial lingo into simple terms and shares his advice on how to manage your money to live well.
For him, financial independence is not about extreme frugality, it’s about not having your options restricted when you reach the retirement age.
Find out how to eat well, travel far, and set your financial goals.
68. Newlyweds on a Budget
The blog covers different financial worries that particularly affect newlyweds.
Have you been wondering if:
You know where to go to find those answers.
71. Money Under 30
David Weliver has founded Money Under 30 in order to document his efforts to pay off $80,000 of debt in three years and to help young adults to make smart decisions regarding where their money goes.
What’s great about this blog is that the writers are all people who have gone through the same financial problems as the readers and they know exactly what struggling with debt at a young age feels like.
The website is full of useful resources for people who don’t know much about finance. You can learn how to choose a credit card (super useful in order to prevent debt in the first place), or if you struggle with banking, you can check their 101 Banking Guide to refresh your memory on this subject.
76. Radical Fire
In 2018 Marjolein decided to become financially free. She’s been building her dream life ever since and has a blog to prove it.
So far, she has saved most of her income, increased her salary, started investing, and traveled while still hitting her financial goals.
Get inspired by her story, or check out her posts on saving, making money, or which jobs are introvert-friendly the most.
77. Blogging Away Debt
Tricia’s need to pay off $36,000 in debt inspired this blog in 2006. After she paid her debt off, she passed the baton to the next blogger to share her getting out of debt journey.
Current members of the getting out of debt relay team are Rebekah, Sara, Elisabeth, Ashley, and James.
Follow their journeys to get inspired or check out their comprehensive guide to leaving that debt behind (without having to change your identity and leave the country) here.
92. 1500 Days
The goal was to retire early 1500 days after the start of the blog. The blog is a collection of the experiences, lessons, and financial milestones along the road to achieving the goal.
Investing has been a major part of the financial journey, along with the realization that there is more to life than work and money.
94. Busy Budgeter
Rosemarie is all about saving money, budgeting, and enjoying your life while you’re at it.
She has not always been good with money, but she got rid of debt and her finances are under control.
Now she inspires others to do the same by sharing posts that will organize every corner of your home, from your paperwork to your pantry.
97. Just Start Investing
This website launched with the idea of making investing accessible and easy to understand, but it explores topics beyond investing.
You’ll find 101 guides on investing, banking, budgeting, and credit cards as well as step-by-step guides that break down complex topics such as investing in index funds.
The blog on the site dissects the net worth of different celebrities, such as Will Ferrell’s and John Legend’s, while offering insight into how they have built their wealth.
98. Money Crashers
What began in 2009 as a passion project to compensate for the lack of financial education developed into a full-time job for the founders of popular site Money Crashers.
This major personal finance blog covers all facets of managing your personal finance, including banking, loans, investing, and small businesses.
It’s a valuable resource for the basics of personal finance, but some of their best content sheds light on managing money with your roommates, significant other, or family.
100. The Balance
The Balance has been publishing finance content for over 20 years and currently counts over 9000 articles.
A team of professional finance writers covers every aspect of personal finance imaginable. You’ll find information on budgeting, credit cards, banking, investing, loans, and more.
The site has the answers to all of your burning finance questions, be it guidelines on writing a check or which US president accumulated the highest debt.
What I Learned After Visiting 100 Blogs?
Personal finance is personal. Very personal indeed.
We come from different backgrounds and sometimes may not even understand why we spend impulsively, splurge when we cannot afford it, or how to be financially responsible adults. Monetary troubles sneak into every part of our lives and affect our relationships, mental health, and often the overall quality of life.
Our personal finances include others. Whether we want to collaborate with them, share living expenses, or need their help, personal finance gets most complex when there’s more than one person involved.
Bloggers’ stories have patterns: most bloggers are either about getting out of debt or retiring early. I’ve been amazed over and over how fast people can get out of debt simply by creating a plan and following it religiously.
There are also a lot of successful blogs whose target audience is women and reminds us that there are still existing gender disparities in finance.
Generational differences also stuck out. Many of the blogs on the list are run by a specific generation, the Millennials, and reflect anxieties they have over their financial futures. Millennials were hit very hard by the 2008 financial crisis, and the experience of coping with that impact inspired many to record their experiences.
Many blogs were inspired by the eagerness to get rid of debt or find alternatives to nine-to-five jobs. In many cases, the blog ended up being their full-time job. Every post is a journal entry that collects their thoughts and creates accountability since people read and follow their content.
Many also share how many management practices learned from their families got deeply ingrained in their adult selves.
It’s going to be interesting to see how the next generations, raised by more financially literate parents, handle finances as adults and in what way will they define their financial freedom. Will it be in terms of early retirement, traveling, living debt-free, or something entirely new?
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