Amex’s Blue Cash Everyday Card Just Got Better – Forbes Advisor

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If you’ve been on the fence about getting the Blue Cash Everyday® Card from American Express, here’s some terrific news for you: American Express has revamped the Blue Cash Everyday card to offer even better rewards in areas of common household spending.

The card added an improved rewards structure tailor-made for typical household spending. From pumped-up cash-back rewards in some categories to new statement credits, the changes are a net positive on this no-annual-fee card (terms apply, see rates & fees). Here’s what you need to know about the adjustments to the Blue Cash Everyday card:

Improved Cash-Back Rewards

Most notably, there’s now a boost on earnings at the gas pump and one entirely new bonus rewards category. Now you’ll earn:

  • 3% cash back on U.S. gas stations up to $6,000 in purchases per year (then 1%)
  • 3% cash back on U.S. online retail purchases up to $6,000 per year (then 1%)

Be aware that although the earnings at U.S. gas stations have increased by 1%, that rewards rate is now capped at $6,000. According to a June 2022 study from Yardeni Research, U.S. households are spending nearly $4,000 a year on gas, so that cap may not be an issue for most.

With the pandemic-fueled rise in online shopping increasing every year, the additional bonus on online spending is likely to have wide appeal.

If you can max out the supermarket, gas and online spending categories, you could earn $540 cash back every year on just those bonus areas of spending. All other spending at 1% is uncapped. For a card with no annual fee, that’s impressive earning potential for routine spending habits.

Previously, the Blue Cash Everyday® Card from American Express earned 3% cash back at U.S. supermarkets on up to $6,000 per year on purchases (then 1%), 2% cash back at U.S. gas stations and 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.

Blue Cash Everyday® Card from American Express

Up to 3% Reward Rate

Earn 3% cash back at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. on up toRead More

Regular APR

15.49%-26.49% Variable

Credit Score

Excellent/Good (700 – 749)

Why We Picked It

For no annual fee, the Blue Cash Everyday® Card from American Express offers excellent value in the right hands. Spending a lot at U.S. supermarkets and U.S. gas stations brings plump rewards, while the introductory APR rate on purchases helps keep your interest expenses down. Look elsewhere for balance transfers or foreign transactions.

Pros & Cons

  • No annual fee
  • Introductory APR offer on purchases
  • Above-average earnings at U.S. supermarkets, U.S. gas stations and online retail purchases in the U.S.
  • Elevated earnings at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. are capped at $6,000 in annual spending
  • Rewards earning outside of the bonus categories is just 1% cash back
  • Redemptions begin at a minimum of $25

Card Details

  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.
  • Balance Transfer is back! Enjoy 0% intro APR on purchases and balances for 15 months from the date of account opening. After that, 15.49% to 26.49% variable APR.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • New! 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Get $7 back each month after using your Blue Cash Every Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
  • Terms Apply.

New Statement Credits

Statement credits are popular among the American Express cards, so why not add some enticing new options? Brand new to the Blue Cash Everyday Card are credits to HomeChef and Disney+.

With HomeChef, you will receive a $15 statement credit every month for utilizing their meal delivery services. That’s worth up to $180 per year. For those who routinely cook for the household, this could be of great use.

If you have been considering cutting the cord from your cable, then this might be appealing: The Blue Cash Everyday card is offering a $7 monthly statement credit to your Disney bundle subscription, which includes Hulu, Disney+, and ESPN+. That comes out to an annual savings of $84.  Enrollment is required for select benefits.

Welcome Bonus and Other Popular Benefits

In addition to the new earnings structure, the Blue Cash Everyday card has some other popular perks that will still be offered. The card comes with a welcome offer of $200 back in the form of a statement credit after spending $2,000 in purchases within the first 6 months of card membership. There’s also a 0% intro APR for 15 months on purchases and on balance transfers requested within 60 days of account opening, followed by a variable APR of 15.49% to 26.49%. A balance transfer fee of $5 or 3%, whichever is greater, applies  and car rental loss & damage insurance*.

Bottom Line

If you have been looking to add a no-annual-fee versatile cash-back card to your wallet, then it’s really hard to overlook all the great benefits of the newly-improved American Express Blue Cash Everyday Card. While designed primarily for U.S. households, this card adds cash back to vital categories often overlooked.

By utilizing all the cash-back opportunities and statement credits, it could snag several hundred dollars or more annually.. That’s a lot of value from a card, especially one without an annual fee.

To view rates and fees for the Blue Cash Everyday® Card from American Express please visit this page.

*Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

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