For a mid-tier card that earns rewards at Airbnb, the Chase Sapphire Preferred® Card is the preferred choice. It’s also a great choice for those who plan to travel abroad because it doesn’t charge a foreign transaction fee. Through Sept. 30, 2022, Chase Ultimate Rewards® points can be redeemed for 1.25 cent per point toward Airbnb purchases through Pay Yourself Back.
Rewards: Earn 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases.
Welcome Offer: Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
Annual Fee: $95
Other Benefits and Drawbacks: The Chase Sapphire Preferred also offers a 10% annual bonus on all points earned during a cardmember year and a $50 annual credit on hotel stays booked through Chase Travel (unfortunately this can’t be used to pay for Airbnbs). Chase Ultimate Rewards points can be redeemed through Chase Travel or eligible Pay Yourself Back purchases for 1.25 cents each, and can also be transferred to partners like United and Hyatt at a 1:1 ratio.
The Chase Sapphire Preferred® Card also offers various travel protections including trip delay, trip interruption and cancellation, damaged and lost baggage and a rental car collision damage waiver. Cardholders also benefit from purchase protection and extended warranty on eligible purchases.