Best Credit Cards for Cruises of August 2022 – Forbes Advisor

The World of Hyatt Credit Card features cruise-specific benefits as Hyatt recently partnered with luxury expedition company Lindblad Expeditions. Lindblad specializes in curated itineraries to dream destinations such as Antarctica, Egypt and the Galapagos Islands. The Lindblad experience features smaller ships and special touches you won’t find anywhere else.

Rewards: 9 points total per dollar spent at Hyatt – 4 bonus points per dollar spent at Hyatt hotels and 5 base points per dollar from Hyatt as a World of Hyatt member. Earn 2 bonus points per dollar spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships and 1 point per dollar on all other eligible purchases

Welcome Offer: 30,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. Plus, up to 30,000 more bonus points by earning 2 bonus points total per dollar spent in the first 6 months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent

Annual Fee: $95

Intro APR Offer: 17.49% – 24.49% Variable APR on purchases and balance transfers. A balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater applies

Foreign Transaction Fees: $0

Other Benefits and Drawbacks: As with many other cards on this list, the World of Hyatt Card from Chase offers trip cancellation and interruption insurance. It also offers lost luggage reimbursement and baggage delay insurance. Every cardholder will also receive one free night certificate valid at Hyatt Category 1 to 4 hotels per anniversary year, plus an additional free night with $15,000 spending on the card.

The card also comes with automatic Hyatt Discoverist status. After the five qualifying credits that come annually with the card, you can earn an additional two credits with every $5,000 in spending. Lindblad offers $250 shipboard credit to World of Hyatt members, whether or not they have the credit card.

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